May 28, 2026

What Is a Disclaimer and Does Your Website Need One?

A disclaimer limits your legal liability for the content you publish. Learn which type of disclaimer your website needs — medical, legal, financial, affiliate, or general — and how to generate one free.

What Is a Disclaimer?

A disclaimer is a statement that limits or clarifies the scope of your legal liability for the content on your website. Unlike a terms of service (which governs user behavior) or a privacy policy (which covers data), a disclaimer tells your readers what your content is and what it is not.

The most common use: "This content is for informational purposes only and does not constitute legal/medical/financial advice."

Types of Disclaimers

General Disclaimer

Covers accuracy, completeness, and timeliness of website content. States that information may be outdated, that you are not responsible for errors, and that use of the information is at the user's own risk. Every website should have at least this.

Medical / Health Disclaimer

Required for any website publishing health information — medical blogs, fitness sites, wellness sites, nutrition guides. Clarifies that content is not a substitute for professional medical advice, diagnosis, or treatment. Without this, you may face liability if a reader acts on your content and is harmed.

Legal Advice Disclaimer

Required for legal blogs, law firm websites, and any site providing legal information. Clarifies that reading the content does not create an attorney-client relationship and that the content is not legal advice for any specific situation.

Financial / Investment Disclaimer

Required for finance blogs, investment newsletters, stock tip sites, and cryptocurrency content. States that the content is not investment advice, past performance doesn't guarantee future results, and readers should consult a licensed financial advisor.

Affiliate Disclaimer

Required by FTC (Federal Trade Commission) rules whenever you earn commissions from links on your website. Must be conspicuous and near the links. The FTC can fine websites that fail to disclose affiliate relationships.

Errors & Omissions (E&O) Disclaimer

Used by professional service websites to note that content may contain errors and that the company is not responsible for any decisions made based on the information.

Where to Place Your Disclaimer

  • In the footer (linked from every page)
  • At the top of articles that contain advice-style content
  • Near affiliate links specifically

Generating a Disclaimer

TermsDock's Disclaimer Generator lets you choose your disclaimer type and generates professional, legally specific language for each. Select "Affiliate / sponsored" for FTC compliance or "Medical / health" for healthcare content.